Call reports 2026
PUTNAM COUNTY NATIONAL BANK OF CARMEL, THE — 2026
What PUTNAM COUNTY NATIONAL BANK OF CARMEL, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 172,907,000 | 182,711,000 |
| Total loans | 123,165,000 | 123,282,000 |
| Allowance for loan losses | 1,945,000 | 1,746,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 13,108,000 | 12,717,000 |
| Trading assets | 0 | 0 |
| Total deposits | 126,196,000 | 135,233,000 |
| Interest-bearing deposits | 73,240,000 | 81,992,000 |
| Noninterest-bearing deposits | 52,956,000 | 53,241,000 |
| Equity capital | 45,637,000 | 46,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,783,000 | 3,714,000 |
| Interest expense | 136,000 | 269,000 |
| Net interest income | 1,647,000 | 3,445,000 |
| Noninterest income | 54,000 | 90,000 |
| Noninterest expense | 1,122,000 | 2,226,000 |
| Provision for loan losses | 0 | -200,000 |
| Pretax income | 579,000 | 1,515,000 |
| Income tax | 138,000 | 360,000 |
| Net income | 441,000 | 1,155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 45,190,000 | 45,904,000 |