Call reports 2024
PUTNAM COUNTY NATIONAL BANK OF CARMEL, THE — 2024
What PUTNAM COUNTY NATIONAL BANK OF CARMEL, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 172,125,000 | 169,478,000 | 182,346,000 | 171,800,000 |
| Total loans | 119,555,000 | 119,637,000 | 120,113,000 | 119,963,000 |
| Allowance for loan losses | 1,508,000 | 1,510,000 | 1,511,000 | 1,512,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 16,560,000 | 16,094,000 | 15,586,000 | 15,170,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,551,000 | 125,841,000 | 138,249,000 | 127,651,000 |
| Interest-bearing deposits | 82,356,000 | 79,025,000 | 89,240,000 | 78,494,000 |
| Noninterest-bearing deposits | 47,195,000 | 46,816,000 | 49,009,000 | 49,157,000 |
| Equity capital | 41,510,000 | 41,996,000 | 42,456,000 | 42,942,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,771,000 | 3,650,000 | 5,481,000 | 7,377,000 |
| Interest expense | 92,000 | 194,000 | 300,000 | 419,000 |
| Net interest income | 1,679,000 | 3,456,000 | 5,181,000 | 6,958,000 |
| Noninterest income | 294,000 | 329,000 | 351,000 | 372,000 |
| Noninterest expense | 1,098,000 | 2,275,000 | 3,427,000 | 4,861,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 875,000 | 1,510,000 | 2,105,000 | 2,469,000 |
| Income tax | 247,000 | 397,000 | 531,000 | 613,000 |
| Net income | 628,000 | 1,113,000 | 1,574,000 | 1,856,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,424,000 | 41,909,000 | 42,369,000 | 42,731,000 |