Call reports 2023
PUTNAM COUNTY NATIONAL BANK OF CARMEL, THE — 2023
What PUTNAM COUNTY NATIONAL BANK OF CARMEL, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 184,754,000 | 177,807,000 | 187,849,000 | 170,626,000 |
| Total loans | 118,020,000 | 116,891,000 | 117,686,000 | 118,102,000 |
| Allowance for loan losses | 1,674,000 | 1,504,000 | 1,507,000 | 1,507,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 25,985,000 | 22,950,000 | 17,369,000 | 16,948,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,646,000 | 136,561,000 | 145,404,000 | 128,531,000 |
| Interest-bearing deposits | 89,370,000 | 85,512,000 | 93,691,000 | 79,197,000 |
| Noninterest-bearing deposits | 54,276,000 | 51,049,000 | 51,713,000 | 49,334,000 |
| Equity capital | 39,167,000 | 39,572,000 | 40,733,000 | 40,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,907,000 | 3,774,000 | 5,577,000 | 7,427,000 |
| Interest expense | 19,000 | 37,000 | 59,000 | 127,000 |
| Net interest income | 1,888,000 | 3,737,000 | 5,518,000 | 7,300,000 |
| Noninterest income | 16,000 | 58,000 | 875,000 | 892,000 |
| Noninterest expense | 1,046,000 | 2,303,000 | 3,386,000 | 5,023,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 858,000 | 1,492,000 | 3,007,000 | 3,169,000 |
| Income tax | 187,000 | 416,000 | 770,000 | 808,000 |
| Net income | 671,000 | 1,076,000 | 2,237,000 | 2,361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,408,000 | 39,137,000 | 40,298,000 | 40,432,000 |