Call reports 2022
PUTNAM COUNTY NATIONAL BANK OF CARMEL, THE — 2022
What PUTNAM COUNTY NATIONAL BANK OF CARMEL, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 192,763,000 | 192,749,000 | 205,721,000 | 184,388,000 |
| Total loans | 112,310,000 | 113,135,000 | 117,574,000 | 117,829,000 |
| Allowance for loan losses | 1,724,000 | 1,664,000 | 1,666,000 | 1,672,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 31,431,000 | 22,853,000 | 31,879,000 | 31,379,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,721,000 | 153,383,000 | 165,889,000 | 144,167,000 |
| Interest-bearing deposits | 99,770,000 | 99,905,000 | 110,944,000 | 92,375,000 |
| Noninterest-bearing deposits | 53,951,000 | 53,478,000 | 54,945,000 | 51,792,000 |
| Equity capital | 37,484,000 | 37,817,000 | 38,296,000 | 38,496,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,186,000 | 2,546,000 | 4,086,000 | 5,794,000 |
| Interest expense | 30,000 | 58,000 | 87,000 | 107,000 |
| Net interest income | 1,156,000 | 2,488,000 | 3,999,000 | 5,687,000 |
| Noninterest income | 35,000 | 78,000 | 116,000 | 136,000 |
| Noninterest expense | 1,029,000 | 1,977,000 | 2,949,000 | 4,202,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 162,000 | 589,000 | 1,166,000 | 1,621,000 |
| Income tax | 35,000 | 128,000 | 226,000 | 326,000 |
| Net income | 127,000 | 461,000 | 940,000 | 1,295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,632,000 | 36,966,000 | 37,441,000 | 37,737,000 |