Call reports 2021
PUTNAM COUNTY NATIONAL BANK OF CARMEL, THE — 2021
What PUTNAM COUNTY NATIONAL BANK OF CARMEL, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 186,527,000 | 195,622,000 | 208,586,000 | 192,362,000 |
| Total loans | 102,372,000 | 104,749,000 | 105,983,000 | 109,227,000 |
| Allowance for loan losses | 1,703,000 | 1,676,000 | 1,677,000 | 1,719,000 |
| Securities available for sale | 1,029,000 | 1,029,000 | 0 | 0 |
| Securities held to maturity | 13,004,000 | 13,004,000 | 24,708,000 | 27,461,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,773,000 | 156,886,000 | 169,714,000 | 153,478,000 |
| Interest-bearing deposits | 95,747,000 | 104,296,000 | 116,643,000 | 101,224,000 |
| Noninterest-bearing deposits | 52,026,000 | 52,590,000 | 53,071,000 | 52,254,000 |
| Equity capital | 36,424,000 | 36,659,000 | 36,769,000 | 37,357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,082,000 | 2,187,000 | 3,337,000 | 4,657,000 |
| Interest expense | 43,000 | 83,000 | 118,000 | 151,000 |
| Net interest income | 1,039,000 | 2,104,000 | 3,219,000 | 4,506,000 |
| Noninterest income | 21,000 | 143,000 | 231,000 | 263,000 |
| Noninterest expense | 1,142,000 | 2,074,000 | 3,108,000 | 4,235,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -82,000 | 173,000 | 342,000 | 534,000 |
| Income tax | -18,000 | 2,000 | 38,000 | 81,000 |
| Net income | -64,000 | 171,000 | 304,000 | 453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,562,000 | 36,064,000 | 36,188,000 | 36,505,000 |
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