Call reports 2020
PUTNAM COUNTY NATIONAL BANK OF CARMEL, THE — 2020
What PUTNAM COUNTY NATIONAL BANK OF CARMEL, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 155,811,000 | 165,787,000 | 195,232,000 | 180,182,000 |
| Total loans | 89,621,000 | 92,152,000 | 91,541,000 | 98,952,000 |
| Allowance for loan losses | 1,546,000 | 1,552,000 | 1,559,000 | 1,603,000 |
| Securities available for sale | 6,231,000 | 3,319,000 | 2,280,000 | 2,255,000 |
| Securities held to maturity | 12,500,000 | 16,500,000 | 13,456,000 | 13,004,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,904,000 | 127,502,000 | 156,696,000 | 141,437,000 |
| Interest-bearing deposits | 82,461,000 | 85,038,000 | 106,404,000 | 95,776,000 |
| Noninterest-bearing deposits | 35,443,000 | 42,464,000 | 50,292,000 | 45,661,000 |
| Equity capital | 36,129,000 | 36,415,000 | 36,602,000 | 36,794,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,293,000 | 2,522,000 | 3,630,000 | 4,762,000 |
| Interest expense | 47,000 | 94,000 | 144,000 | 190,000 |
| Net interest income | 1,246,000 | 2,428,000 | 3,486,000 | 4,572,000 |
| Noninterest income | 138,000 | 242,000 | 269,000 | 436,000 |
| Noninterest expense | 845,000 | 1,766,000 | 2,580,000 | 3,565,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 539,000 | 904,000 | 1,175,000 | 1,443,000 |
| Income tax | 102,000 | 182,000 | 241,000 | 300,000 |
| Net income | 437,000 | 722,000 | 934,000 | 1,143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,736,000 | 36,021,000 | 35,540,000 | 35,742,000 |
| Total capital | 36,598,000 | 36,920,000 | — | — |
| Risk-weighted assets | 68,259,000 | 71,287,000 | — | — |