Call reports 2018
PUTNAM COUNTY NATIONAL BANK OF CARMEL, THE — 2018
What PUTNAM COUNTY NATIONAL BANK OF CARMEL, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 161,902,000 | 165,333,000 | 166,816,000 | 164,724,000 |
| Total loans | 79,027,000 | 78,703,000 | 78,187,000 | 80,752,000 |
| Allowance for loan losses | 2,062,000 | 2,062,000 | 1,688,000 | 1,688,000 |
| Securities available for sale | 16,404,000 | 13,791,000 | 8,257,000 | 8,279,000 |
| Securities held to maturity | 6,951,000 | 13,964,000 | 22,457,000 | 22,474,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,140,000 | 130,121,000 | 130,885,000 | 128,220,000 |
| Interest-bearing deposits | 92,467,000 | 93,654,000 | 94,515,000 | 93,605,000 |
| Noninterest-bearing deposits | 34,673,000 | 36,467,000 | 36,370,000 | 34,615,000 |
| Equity capital | 33,700,000 | 34,110,000 | 34,721,000 | 34,334,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,178,000 | 2,394,000 | 3,712,000 | 5,047,000 |
| Interest expense | 60,000 | 121,000 | 182,000 | 244,000 |
| Net interest income | 1,118,000 | 2,273,000 | 3,530,000 | 4,803,000 |
| Noninterest income | -7,000 | 107,000 | 139,000 | 397,000 |
| Noninterest expense | 842,000 | 1,757,000 | 2,638,000 | 3,648,000 |
| Provision for loan losses | 0 | 0 | -376,000 | -376,000 |
| Pretax income | 269,000 | 623,000 | 1,407,000 | 1,928,000 |
| Income tax | 0 | 0 | 158,000 | 530,000 |
| Net income | 269,000 | 623,000 | 1,249,000 | 1,398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,962,000 | 32,316,000 | 32,942,000 | 33,091,000 |
| Total capital | 32,738,000 | 33,103,000 | 33,700,000 | 33,864,000 |
| Risk-weighted assets | 60,835,000 | 61,679,000 | 59,736,000 | 60,899,000 |