Call reports 2016

PUTNAM COUNTY NATIONAL BANK OF CARMEL, THE — 2016

Name: PUTNAM COUNTY NATIONAL BANK OF CARMEL, THE — FFIEC call report 2016
Creator: PUTNAM COUNTY NATIONAL BANK OF CARMEL, THE

What PUTNAM COUNTY NATIONAL BANK OF CARMEL, THE reported to the FFIEC in 2016, quarter by quarter.

PERIOD: 2016SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/0f5d06f9-3676-44a7-803c-9379b7462f0e/2016

Balance sheet

What the bank holds and owes at quarter end

Measure	2016Q1	2016Q2	2016Q3	2016Q4
Total assets	160,899,000	164,519,000	170,095,000	162,034,000
Total loans	79,524,000	79,934,000	79,510,000	79,596,000
Allowance for loan losses	1,271,000	1,256,000	1,260,000	2,100,000
Securities available for sale	18,227,000	18,256,000	17,130,000	16,854,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	124,620,000	128,102,000	133,694,000	126,784,000
Interest-bearing deposits	95,393,000	97,291,000	97,041,000	96,248,000
Noninterest-bearing deposits	29,227,000	30,811,000	36,653,000	30,536,000
Equity capital	36,147,000	36,233,000	36,257,000	34,276,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2016Q1	2016Q2	2016Q3	2016Q4
Interest income	1,061,000	2,126,000	3,210,000	4,300,000
Interest expense	61,000	123,000	188,000	252,000
Net interest income	1,000,000	2,003,000	3,022,000	4,048,000
Noninterest income	275,000	444,000	548,000	657,000
Noninterest expense	990,000	2,071,000	3,093,000	4,345,000
Provision for loan losses	0	0	0	1,371,000
Pretax income	285,000	376,000	477,000	-1,011,000
Income tax	0	37,000	53,000	-477,000
Net income	285,000	339,000	424,000	-534,000

Basel measures — not reported for every quarter

Measure	2016Q1	2016Q2	2016Q3	2016Q4
Tier 1 capital	32,246,000	32,321,000	32,365,000	30,554,000
Total capital	33,135,000	33,202,000	33,224,000	31,405,000
Risk-weighted assets	69,380,000	68,750,000	66,929,000	64,971,000