Call reports 2005
PUTNAM COUNTY NATIONAL BANK OF CARMEL, THE — 2005
What PUTNAM COUNTY NATIONAL BANK OF CARMEL, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 170,515,000 | 163,824,000 | 179,667,000 | 158,336,000 |
| Total loans | 120,911,000 | 124,699,000 | 127,130,000 | 121,492,000 |
| Allowance for loan losses | 4,310,000 | 4,363,000 | 5,388,000 | 2,685,000 |
| Securities available for sale | 0 | 0 | 22,043,000 | 18,912,000 |
| Securities held to maturity | 37,156,000 | 24,981,000 | 233,000 | 232,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,463,000 | 125,965,000 | 142,055,000 | 120,422,000 |
| Interest-bearing deposits | 97,608,000 | 95,598,000 | 110,066,000 | 87,026,000 |
| Noninterest-bearing deposits | 33,855,000 | 30,367,000 | 31,989,000 | 33,396,000 |
| Equity capital | 38,391,000 | 37,719,000 | 37,452,000 | 37,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,237,000 | 4,598,000 | 6,831,000 | 9,104,000 |
| Interest expense | 240,000 | 498,000 | 774,000 | 1,075,000 |
| Net interest income | 1,997,000 | 4,100,000 | 6,057,000 | 8,029,000 |
| Noninterest income | 1,425,000 | 1,616,000 | 1,806,000 | 1,973,000 |
| Noninterest expense | 1,226,000 | 2,669,000 | 3,890,000 | 5,763,000 |
| Provision for loan losses | 0 | 52,000 | 1,093,000 | 2,013,000 |
| Pretax income | 2,196,000 | 2,795,000 | 2,549,000 | 1,794,000 |
| Income tax | 549,000 | 1,500,000 | 1,820,000 | 694,000 |
| Net income | 1,647,000 | 1,295,000 | 729,000 | 1,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,391,000 | 37,719,000 | 37,153,000 | 37,204,000 |
| Total capital | 39,763,000 | 39,147,000 | 38,654,000 | 38,639,000 |
| Risk-weighted assets | 107,157,000 | 111,250,000 | 116,120,000 | 113,549,000 |
Machine access — free, no API key
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