Call reports 2012
NAPOLEON BANK — 2012
What NAPOLEON BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 36,200,000 | 34,734,000 | 35,228,000 | 34,391,000 |
| Total loans | 10,518,000 | 10,999,000 | 10,709,000 | 11,814,000 |
| Allowance for loan losses | 185,000 | 186,000 | 186,000 | 191,000 |
| Securities available for sale | 18,545,000 | 17,761,000 | 17,056,000 | 15,013,000 |
| Securities held to maturity | 2,904,000 | 3,004,000 | 3,273,000 | 3,332,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,612,000 | 27,028,000 | 27,446,000 | 27,668,000 |
| Interest-bearing deposits | 23,230,000 | 22,184,000 | 21,412,000 | 22,213,000 |
| Noninterest-bearing deposits | 5,382,000 | 4,844,000 | 6,034,000 | 5,455,000 |
| Equity capital | 7,509,000 | 7,614,000 | 7,682,000 | 6,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 283,000 | 564,000 | 839,000 | 1,109,000 |
| Interest expense | 12,000 | 23,000 | 34,000 | 44,000 |
| Net interest income | 271,000 | 541,000 | 805,000 | 1,065,000 |
| Noninterest income | 15,000 | 31,000 | 49,000 | 67,000 |
| Noninterest expense | 216,000 | 430,000 | 651,000 | 915,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 70,000 | 142,000 | 203,000 | 217,000 |
| Income tax | 8,000 | 19,000 | 15,000 | 27,000 |
| Net income | 62,000 | 123,000 | 188,000 | 190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,486,000 | 7,547,000 | 7,612,000 | 6,612,000 |
| Total capital | 7,671,000 | 7,733,000 | 7,798,000 | 6,803,000 |
| Risk-weighted assets | 15,099,000 | 15,376,000 | 15,211,000 | 15,954,000 |