Call reports 2011
NAPOLEON BANK — 2011
What NAPOLEON BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 35,216,000 | 35,420,000 | 36,950,000 | 36,472,000 |
| Total loans | 11,522,000 | 13,279,000 | 10,750,000 | 11,179,000 |
| Allowance for loan losses | 201,000 | 201,000 | 202,000 | 188,000 |
| Securities available for sale | 16,219,000 | 13,697,000 | 15,188,000 | 18,192,000 |
| Securities held to maturity | 2,943,000 | 2,992,000 | 2,992,000 | 3,186,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,926,000 | 27,922,000 | 29,354,000 | 28,992,000 |
| Interest-bearing deposits | 23,373,000 | 23,639,000 | 23,695,000 | 23,368,000 |
| Noninterest-bearing deposits | 4,553,000 | 4,283,000 | 5,659,000 | 5,624,000 |
| Equity capital | 7,238,000 | 7,403,000 | 7,502,000 | 7,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 300,000 | 612,000 | 918,000 | 1,196,000 |
| Interest expense | 18,000 | 33,000 | 47,000 | 60,000 |
| Net interest income | 282,000 | 579,000 | 871,000 | 1,136,000 |
| Noninterest income | 16,000 | 32,000 | 58,000 | 73,000 |
| Noninterest expense | 233,000 | 439,000 | 654,000 | 906,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 65,000 | 172,000 | 275,000 | 303,000 |
| Income tax | 12,000 | 38,000 | 43,000 | 54,000 |
| Net income | 53,000 | 134,000 | 232,000 | 249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,288,000 | 7,369,000 | 7,467,000 | 7,424,000 |
| Total capital | 7,480,000 | 7,570,000 | 7,655,000 | 7,612,000 |
| Risk-weighted assets | 15,232,000 | 16,719,000 | 15,055,000 | 15,756,000 |