Call reports 2023
FINANCIAL SECURITY BANK — 2023
What FINANCIAL SECURITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 139,162,000 | 146,341,000 | 146,655,000 | 149,734,000 |
| Total loans | 106,969,000 | 115,989,000 | 119,365,000 | 121,897,000 |
| Allowance for loan losses | 437,000 | 545,000 | 559,000 | 581,000 |
| Securities available for sale | 10,497,000 | 10,083,000 | 7,627,000 | 7,663,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,926,000 | 97,443,000 | 105,669,000 | 106,522,000 |
| Interest-bearing deposits | 43,461,000 | 64,360,000 | 72,942,000 | 71,890,000 |
| Noninterest-bearing deposits | 50,465,000 | 33,083,000 | 32,727,000 | 34,632,000 |
| Equity capital | 23,441,000 | 23,669,000 | 24,012,000 | 24,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,628,000 | 3,416,000 | 5,322,000 | 7,391,000 |
| Interest expense | 363,000 | 816,000 | 1,310,000 | 1,859,000 |
| Net interest income | 1,265,000 | 2,600,000 | 4,012,000 | 5,532,000 |
| Noninterest income | 54,000 | 248,000 | 318,000 | 376,000 |
| Noninterest expense | 1,067,000 | 2,134,000 | 3,014,000 | 3,954,000 |
| Provision for loan losses | 50,000 | 160,000 | 175,000 | 194,000 |
| Pretax income | 233,000 | 585,000 | 1,172,000 | 1,760,000 |
| Income tax | 51,000 | 144,000 | 286,000 | 450,000 |
| Net income | 182,000 | 441,000 | 886,000 | 1,310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,770,000 | 12,058,000 | 12,533,000 | 12,981,000 |
| Total capital | 12,346,000 | 12,603,000 | 13,092,000 | 13,701,000 |
| Risk-weighted assets | 108,176,000 | 113,788,000 | 119,588,000 | 119,263,000 |