Call reports 2022
FINANCIAL SECURITY BANK — 2022
What FINANCIAL SECURITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 149,082,000 | 130,825,000 | 128,625,000 | 134,796,000 |
| Total loans | 84,702,000 | 90,453,000 | 95,380,000 | 102,865,000 |
| Allowance for loan losses | 0 | 122,000 | 120,000 | 384,000 |
| Securities available for sale | 7,664,000 | 12,077,000 | 11,240,000 | 10,817,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,613,000 | 109,370,000 | 101,585,000 | 94,585,000 |
| Interest-bearing deposits | 80,700,000 | 69,084,000 | 64,094,000 | 58,795,000 |
| Noninterest-bearing deposits | 40,913,000 | 40,286,000 | 37,491,000 | 35,790,000 |
| Equity capital | 21,313,000 | 21,341,000 | 22,386,000 | 22,296,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,131,000 | 2,421,000 | 3,823,000 | 5,243,000 |
| Interest expense | 151,000 | 285,000 | 384,000 | 557,000 |
| Net interest income | 980,000 | 2,136,000 | 3,439,000 | 4,686,000 |
| Noninterest income | 97,000 | 208,000 | 274,000 | 353,000 |
| Noninterest expense | 803,000 | 1,684,000 | 2,568,000 | 3,644,000 |
| Provision for loan losses | 0 | 122,000 | 122,000 | 386,000 |
| Pretax income | 274,000 | 538,000 | 1,023,000 | 1,009,000 |
| Income tax | 23,000 | 86,000 | 198,000 | 379,000 |
| Net income | 251,000 | 452,000 | 825,000 | 630,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,226,000 | 9,455,000 | 10,856,000 | 10,689,000 |
| Total capital | 9,226,000 | 9,578,000 | 10,976,000 | 11,073,000 |
| Risk-weighted assets | 93,891,000 | 94,405,000 | 101,291,000 | 108,314,000 |