Call reports 2021
FINANCIAL SECURITY BANK — 2021
What FINANCIAL SECURITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 125,122,000 | 125,059,000 | 122,627,000 | 152,533,000 |
| Total loans | 104,446,000 | 95,733,000 | 91,928,000 | 83,844,000 |
| Allowance for loan losses | 863,000 | 864,000 | 786,000 | 0 |
| Securities available for sale | 3,204,000 | 3,198,000 | 3,200,000 | 3,187,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,870,000 | 105,972,000 | 106,382,000 | 125,205,000 |
| Interest-bearing deposits | 69,044,000 | 66,317,000 | 68,966,000 | 80,675,000 |
| Noninterest-bearing deposits | 33,826,000 | 39,655,000 | 37,416,000 | 44,530,000 |
| Equity capital | 10,152,000 | 10,004,000 | 10,134,000 | 21,220,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,463,000 | 2,804,000 | 4,069,000 | 36,000 |
| Interest expense | 205,000 | 383,000 | 530,000 | 3,000 |
| Net interest income | 1,258,000 | 2,421,000 | 3,539,000 | 33,000 |
| Noninterest income | 137,000 | 303,000 | 487,000 | 1,000 |
| Noninterest expense | 791,000 | 1,796,000 | 2,583,000 | 41,000 |
| Provision for loan losses | 0 | 0 | 170,000 | 0 |
| Pretax income | 604,000 | 928,000 | 1,273,000 | -7,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 604,000 | 928,000 | 1,273,000 | -7,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,136,000 | 9,997,000 | 10,130,000 | 10,121,000 |
| Total capital | 11,000,000 | 10,861,000 | 10,916,000 | 10,121,000 |
| Risk-weighted assets | 105,130,000 | 87,092,000 | 87,168,000 | 90,453,000 |