Call reports 2020
FINANCIAL SECURITY BANK — 2020
What FINANCIAL SECURITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 107,710,000 | 124,043,000 | 123,683,000 | 126,424,000 |
| Total loans | 85,080,000 | 108,110,000 | 112,128,000 | 109,345,000 |
| Allowance for loan losses | 696,000 | 865,000 | 863,000 | 864,000 |
| Securities available for sale | 5,027,000 | 3,028,000 | 3,391,000 | 3,385,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,204,000 | 101,891,000 | 92,491,000 | 97,195,000 |
| Interest-bearing deposits | 64,639,000 | 66,717,000 | 59,262,000 | 64,919,000 |
| Noninterest-bearing deposits | 21,565,000 | 35,174,000 | 33,229,000 | 32,276,000 |
| Equity capital | 9,362,000 | 9,804,000 | 10,172,000 | 10,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,190,000 | 2,704,000 | 4,104,000 | 5,386,000 |
| Interest expense | 276,000 | 535,000 | 769,000 | 982,000 |
| Net interest income | 914,000 | 2,169,000 | 3,335,000 | 4,404,000 |
| Noninterest income | 94,000 | 235,000 | 400,000 | 579,000 |
| Noninterest expense | 839,000 | 1,553,000 | 2,290,000 | 3,009,000 |
| Provision for loan losses | 0 | 170,000 | 170,000 | 170,000 |
| Pretax income | 169,000 | 681,000 | 1,275,000 | 1,804,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 169,000 | 681,000 | 1,275,000 | 1,804,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,334,000 | 9,775,000 | 10,145,000 | 10,677,000 |
| Total capital | 10,029,000 | 10,640,000 | 11,010,000 | 11,539,000 |
| Risk-weighted assets | 93,661,000 | 91,137,000 | 99,748,000 | 102,390,000 |