Call reports 2019
FINANCIAL SECURITY BANK — 2019
What FINANCIAL SECURITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 98,708,000 | 99,444,000 | 100,790,000 | 104,292,000 |
| Total loans | 83,847,000 | 86,882,000 | 87,150,000 | 87,777,000 |
| Allowance for loan losses | 677,000 | 692,000 | 695,000 | 695,000 |
| Securities available for sale | 5,273,000 | 5,291,000 | 5,280,000 | 5,282,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,347,000 | 75,772,000 | 76,454,000 | 82,418,000 |
| Interest-bearing deposits | 53,815,000 | 56,175,000 | 56,411,000 | 61,224,000 |
| Noninterest-bearing deposits | 21,532,000 | 19,597,000 | 20,043,000 | 21,194,000 |
| Equity capital | 9,244,000 | 9,219,000 | 9,128,000 | 9,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,120,000 | 2,295,000 | 3,485,000 | 4,689,000 |
| Interest expense | 264,000 | 557,000 | 851,000 | 1,142,000 |
| Net interest income | 856,000 | 1,738,000 | 2,634,000 | 3,547,000 |
| Noninterest income | 56,000 | 142,000 | 245,000 | 392,000 |
| Noninterest expense | 723,000 | 1,483,000 | 2,196,000 | 2,950,000 |
| Provision for loan losses | 18,000 | 33,000 | 37,000 | 37,000 |
| Pretax income | 171,000 | 364,000 | 646,000 | 952,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 171,000 | 364,000 | 646,000 | 952,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,276,000 | 9,211,000 | 9,131,000 | 9,435,000 |
| Total capital | 9,953,000 | 9,903,000 | 9,826,000 | 10,130,000 |
| Risk-weighted assets | 85,950,000 | 89,504,000 | 92,887,000 | 83,658,000 |