Call reports 2018
FINANCIAL SECURITY BANK — 2018
What FINANCIAL SECURITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 88,003,000 | 89,633,000 | 93,163,000 | 96,519,000 |
| Total loans | 74,617,000 | 76,015,000 | 80,575,000 | 82,646,000 |
| Allowance for loan losses | 637,000 | 639,000 | 639,000 | 659,000 |
| Securities available for sale | 5,281,000 | 5,271,000 | 5,256,000 | 5,303,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,048,000 | 68,690,000 | 67,613,000 | 72,581,000 |
| Interest-bearing deposits | 49,891,000 | 49,940,000 | 49,253,000 | 48,474,000 |
| Noninterest-bearing deposits | 21,157,000 | 18,750,000 | 18,360,000 | 24,107,000 |
| Equity capital | 7,325,000 | 7,506,000 | 7,785,000 | 9,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 950,000 | 1,958,000 | 3,021,000 | 4,144,000 |
| Interest expense | 109,000 | 220,000 | 400,000 | 596,000 |
| Net interest income | 841,000 | 1,738,000 | 2,621,000 | 3,548,000 |
| Noninterest income | 58,000 | 182,000 | 278,000 | 464,000 |
| Noninterest expense | 691,000 | 1,399,000 | 2,025,000 | 2,697,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 70,000 |
| Pretax income | 158,000 | 471,000 | 824,000 | 1,245,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 158,000 | 471,000 | 824,000 | 1,245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,401,000 | 7,374,000 | 7,638,000 | 9,417,000 |
| Total capital | 8,038,000 | 8,013,000 | 8,277,000 | 10,076,000 |
| Risk-weighted assets | 77,514,000 | 74,912,000 | 79,342,000 | 84,461,000 |