Call reports 2016
FINANCIAL SECURITY BANK — 2016
What FINANCIAL SECURITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 78,753,000 | 79,342,000 | 79,547,000 | 79,747,000 |
| Total loans | 69,265,000 | 68,007,000 | 68,859,000 | 67,200,000 |
| Allowance for loan losses | 589,000 | 606,000 | 606,000 | 609,000 |
| Securities available for sale | 3,002,000 | 3,009,000 | 3,001,000 | 3,873,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,209,000 | 68,557,000 | 68,960,000 | 69,307,000 |
| Interest-bearing deposits | 51,083,000 | 53,573,000 | 53,026,000 | 51,692,000 |
| Noninterest-bearing deposits | 15,126,000 | 14,984,000 | 15,934,000 | 17,615,000 |
| Equity capital | 6,842,000 | 7,029,000 | 7,049,000 | 7,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 844,000 | 1,739,000 | 2,642,000 | 3,507,000 |
| Interest expense | 84,000 | 177,000 | 272,000 | 356,000 |
| Net interest income | 760,000 | 1,562,000 | 2,370,000 | 3,151,000 |
| Noninterest income | 40,000 | 134,000 | 232,000 | 287,000 |
| Noninterest expense | 607,000 | 1,248,000 | 1,915,000 | 2,456,000 |
| Provision for loan losses | 25,000 | 45,000 | 45,000 | 45,000 |
| Pretax income | 168,000 | 403,000 | 642,000 | 937,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 168,000 | 403,000 | 642,000 | 937,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,793,000 | 6,976,000 | 7,007,000 | 7,305,000 |
| Total capital | 7,382,000 | 7,582,000 | 7,613,000 | 7,914,000 |
| Risk-weighted assets | 70,474,000 | 69,845,000 | 69,800,000 | 70,953,000 |