Call reports 2015
FINANCIAL SECURITY BANK — 2015
What FINANCIAL SECURITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 71,919,000 | 73,871,000 | 73,454,000 | 76,422,000 |
| Total loans | 61,937,000 | 63,220,000 | 62,829,000 | 64,767,000 |
| Allowance for loan losses | 591,000 | 561,000 | 559,000 | 565,000 |
| Securities available for sale | 3,803,000 | 3,789,000 | 3,503,000 | 3,439,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,953,000 | 60,863,000 | 61,624,000 | 64,788,000 |
| Interest-bearing deposits | 50,489,000 | 48,310,000 | 48,119,000 | 48,819,000 |
| Noninterest-bearing deposits | 12,464,000 | 12,553,000 | 13,505,000 | 15,969,000 |
| Equity capital | 6,575,000 | 6,598,000 | 6,658,000 | 6,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 801,000 | 1,614,000 | 2,412,000 | 3,242,000 |
| Interest expense | 81,000 | 160,000 | 242,000 | 333,000 |
| Net interest income | 720,000 | 1,454,000 | 2,170,000 | 2,909,000 |
| Noninterest income | 45,000 | 37,000 | 89,000 | 193,000 |
| Noninterest expense | 577,000 | 1,124,000 | 1,683,000 | 2,250,000 |
| Provision for loan losses | 70,000 | 90,000 | 90,000 | 98,000 |
| Pretax income | 118,000 | 277,000 | 486,000 | 754,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 118,000 | 277,000 | 486,000 | 754,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,527,000 | 6,565,000 | 6,633,000 | 6,885,000 |
| Total capital | 7,118,000 | 7,126,000 | 7,193,000 | 7,450,000 |
| Risk-weighted assets | 63,288,000 | 64,542,000 | 63,993,000 | 66,696,000 |