Call reports 2014
FINANCIAL SECURITY BANK — 2014
What FINANCIAL SECURITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 68,167,000 | 74,278,000 | 76,194,000 | 72,999,000 |
| Total loans | 56,620,000 | 58,848,000 | 61,163,000 | 61,411,000 |
| Allowance for loan losses | 622,000 | 628,000 | 634,000 | 651,000 |
| Securities available for sale | 4,060,000 | 4,080,000 | 4,061,000 | 4,682,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,229,000 | 65,255,000 | 66,965,000 | 61,953,000 |
| Interest-bearing deposits | 47,852,000 | 53,585,000 | 52,566,000 | 48,319,000 |
| Noninterest-bearing deposits | 13,377,000 | 11,670,000 | 14,399,000 | 13,634,000 |
| Equity capital | 6,504,000 | 6,624,000 | 6,815,000 | 6,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 753,000 | 1,514,000 | 2,339,000 | 3,136,000 |
| Interest expense | 63,000 | 128,000 | 206,000 | 284,000 |
| Net interest income | 690,000 | 1,386,000 | 2,133,000 | 2,852,000 |
| Noninterest income | 59,000 | 93,000 | 168,000 | 219,000 |
| Noninterest expense | 580,000 | 1,095,000 | 1,642,000 | 2,231,000 |
| Provision for loan losses | 12,000 | 18,000 | 38,000 | 106,000 |
| Pretax income | 157,000 | 366,000 | 621,000 | 734,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 157,000 | 366,000 | 621,000 | 734,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,518,000 | 6,616,000 | 6,816,000 | 6,847,000 |
| Total capital | 7,140,000 | 7,244,000 | 7,450,000 | 7,498,000 |
| Risk-weighted assets | 57,131,000 | 60,696,000 | 62,378,000 | 62,944,000 |