Call reports 2013
FINANCIAL SECURITY BANK — 2013
What FINANCIAL SECURITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 54,224,000 | 65,482,000 | 65,866,000 | 68,573,000 |
| Total loans | 45,909,000 | 55,429,000 | 54,474,000 | 58,419,000 |
| Allowance for loan losses | 661,000 | 658,000 | 573,000 | 607,000 |
| Securities available for sale | 2,880,000 | 3,792,000 | 3,989,000 | 4,179,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,547,000 | 56,514,000 | 56,289,000 | 58,221,000 |
| Interest-bearing deposits | 38,105,000 | 46,527,000 | 45,698,000 | 45,140,000 |
| Noninterest-bearing deposits | 8,442,000 | 9,987,000 | 10,591,000 | 13,081,000 |
| Equity capital | 6,630,000 | 6,530,000 | 6,551,000 | 6,732,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 620,000 | 1,341,000 | 2,097,000 | 2,841,000 |
| Interest expense | 68,000 | 149,000 | 217,000 | 285,000 |
| Net interest income | 552,000 | 1,192,000 | 1,880,000 | 2,556,000 |
| Noninterest income | 36,000 | 271,000 | 327,000 | 466,000 |
| Noninterest expense | 430,000 | 972,000 | 1,576,000 | 2,153,000 |
| Provision for loan losses | 15,000 | 15,000 | 35,000 | 65,000 |
| Pretax income | 143,000 | 476,000 | 596,000 | 804,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 143,000 | 476,000 | 596,000 | 804,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,544,000 | 6,411,000 | 6,440,000 | 6,655,000 |
| Total capital | 7,089,000 | 7,069,000 | 7,013,000 | 7,262,000 |
| Risk-weighted assets | 43,463,000 | 55,042,000 | 54,341,000 | 57,746,000 |