Call reports 2012
FINANCIAL SECURITY BANK — 2012
What FINANCIAL SECURITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 50,050,000 | 51,427,000 | 54,045,000 | 55,195,000 |
| Total loans | 40,957,000 | 42,544,000 | 47,007,000 | 46,632,000 |
| Allowance for loan losses | 586,000 | 542,000 | 612,000 | 646,000 |
| Securities available for sale | 3,144,000 | 3,147,000 | 3,135,000 | 3,136,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,139,000 | 42,134,000 | 44,822,000 | 44,165,000 |
| Interest-bearing deposits | 33,731,000 | 33,733,000 | 36,990,000 | 35,769,000 |
| Noninterest-bearing deposits | 6,408,000 | 8,401,000 | 7,832,000 | 8,396,000 |
| Equity capital | 6,524,000 | 6,718,000 | 6,923,000 | 7,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 683,000 | 1,326,000 | 1,997,000 | 2,688,000 |
| Interest expense | 94,000 | 176,000 | 261,000 | 335,000 |
| Net interest income | 589,000 | 1,150,000 | 1,736,000 | 2,353,000 |
| Noninterest income | 43,000 | 104,000 | 161,000 | 209,000 |
| Noninterest expense | 407,000 | 800,000 | 1,158,000 | 1,544,000 |
| Provision for loan losses | 0 | 40,000 | 110,000 | 166,000 |
| Pretax income | 225,000 | 414,000 | 629,000 | 852,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 225,000 | 414,000 | 629,000 | 852,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,428,000 | 6,617,000 | 6,832,000 | 7,005,000 |
| Total capital | 6,905,000 | 7,117,000 | 7,360,000 | 7,555,000 |
| Risk-weighted assets | 38,258,000 | 39,926,000 | 44,030,000 | 43,905,000 |