Call reports 2011
FINANCIAL SECURITY BANK — 2011
What FINANCIAL SECURITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 45,490,000 | 45,327,000 | 45,414,000 | 51,124,000 |
| Total loans | 36,033,000 | 37,009,000 | 38,522,000 | 42,141,000 |
| Allowance for loan losses | 532,000 | 554,000 | 555,000 | 586,000 |
| Securities available for sale | 2,991,000 | 3,607,000 | 3,624,000 | 3,110,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,719,000 | 35,387,000 | 33,924,000 | 40,945,000 |
| Interest-bearing deposits | 29,843,000 | 29,742,000 | 27,872,000 | 33,288,000 |
| Noninterest-bearing deposits | 5,876,000 | 5,645,000 | 6,052,000 | 7,657,000 |
| Equity capital | 4,827,000 | 4,994,000 | 6,575,000 | 6,773,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 599,000 | 1,211,000 | 1,863,000 | 2,525,000 |
| Interest expense | 112,000 | 225,000 | 330,000 | 423,000 |
| Net interest income | 487,000 | 986,000 | 1,533,000 | 2,102,000 |
| Noninterest income | 143,000 | 128,000 | 160,000 | 201,000 |
| Noninterest expense | 441,000 | 787,000 | 1,154,000 | 1,517,000 |
| Provision for loan losses | 0 | 29,000 | 29,000 | 60,000 |
| Pretax income | 189,000 | 298,000 | 510,000 | 726,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 189,000 | 298,000 | 510,000 | 726,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,796,000 | 4,905,000 | 6,467,000 | 6,683,000 |
| Total capital | 5,216,000 | 5,396,000 | 6,936,000 | 7,192,000 |
| Risk-weighted assets | 34,562,000 | 39,199,000 | 37,435,000 | 40,712,000 |