Call reports 2010
FINANCIAL SECURITY BANK — 2010
What FINANCIAL SECURITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 39,338,000 | 41,256,000 | 42,780,000 | 45,107,000 |
| Total loans | 33,316,000 | 35,241,000 | 36,247,000 | 35,738,000 |
| Allowance for loan losses | 511,000 | 544,000 | 485,000 | 532,000 |
| Securities available for sale | 3,570,000 | 2,985,000 | 3,014,000 | 3,454,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,883,000 | 31,942,000 | 33,303,000 | 35,618,000 |
| Interest-bearing deposits | 25,446,000 | 27,218,000 | 28,806,000 | 29,744,000 |
| Noninterest-bearing deposits | 4,437,000 | 4,724,000 | 4,497,000 | 5,874,000 |
| Equity capital | 4,584,000 | 4,431,000 | 4,611,000 | 4,630,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 550,000 | 1,108,000 | 1,718,000 | 2,339,000 |
| Interest expense | 123,000 | 251,000 | 384,000 | 511,000 |
| Net interest income | 427,000 | 857,000 | 1,334,000 | 1,828,000 |
| Noninterest income | 29,000 | 59,000 | 105,000 | 225,000 |
| Noninterest expense | 399,000 | 827,000 | 1,194,000 | 1,624,000 |
| Provision for loan losses | 196,000 | 411,000 | 417,000 | 532,000 |
| Pretax income | -139,000 | -322,000 | -172,000 | -103,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -139,000 | -322,000 | -172,000 | -103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,571,000 | 4,388,000 | 4,538,000 | 4,607,000 |
| Total capital | 4,983,000 | 4,793,000 | 4,986,000 | 5,052,000 |
| Risk-weighted assets | 32,865,000 | 35,395,000 | 35,788,000 | 35,525,000 |