Call reports 2009
FINANCIAL SECURITY BANK — 2009
What FINANCIAL SECURITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 29,231,000 | 29,298,000 | 35,472,000 | 37,423,000 |
| Total loans | 21,343,000 | 23,981,000 | 30,445,000 | 32,651,000 |
| Allowance for loan losses | 261,000 | 266,000 | 319,000 | 348,000 |
| Securities available for sale | 3,625,000 | 2,745,000 | 2,131,000 | 2,423,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,281,000 | 23,238,000 | 26,430,000 | 27,611,000 |
| Interest-bearing deposits | 19,253,000 | 19,460,000 | 22,460,000 | 23,615,000 |
| Noninterest-bearing deposits | 4,028,000 | 3,778,000 | 3,970,000 | 3,996,000 |
| Equity capital | 4,732,000 | 4,816,000 | 4,854,000 | 4,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 436,000 | 851,000 | 1,363,000 | 1,906,000 |
| Interest expense | 114,000 | 219,000 | 329,000 | 448,000 |
| Net interest income | 322,000 | 632,000 | 1,034,000 | 1,458,000 |
| Noninterest income | 38,000 | 214,000 | 253,000 | 287,000 |
| Noninterest expense | 358,000 | 733,000 | 1,102,000 | 1,471,000 |
| Provision for loan losses | 10,000 | 15,000 | 67,000 | 102,000 |
| Pretax income | -8,000 | 98,000 | 118,000 | 172,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -8,000 | 98,000 | 118,000 | 172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,691,000 | 4,797,000 | 4,817,000 | 4,871,000 |
| Total capital | 4,952,000 | 5,063,000 | 5,136,000 | 5,219,000 |
| Risk-weighted assets | 22,591,000 | 24,673,000 | 29,883,000 | 32,156,000 |