Call reports 2007
FINANCIAL SECURITY BANK — 2007
What FINANCIAL SECURITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 22,379,000 | 22,972,000 | 25,419,000 | 25,977,000 |
| Total loans | 17,477,000 | 18,055,000 | 20,515,000 | 20,283,000 |
| Allowance for loan losses | 181,000 | 215,000 | 223,000 | 230,000 |
| Securities available for sale | 3,661,000 | 3,450,000 | 3,275,000 | 3,188,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,583,000 | 20,873,000 | 20,148,000 | 20,851,000 |
| Interest-bearing deposits | 16,652,000 | 16,524,000 | 16,891,000 | 16,575,000 |
| Noninterest-bearing deposits | 2,931,000 | 4,349,000 | 3,257,000 | 4,276,000 |
| Equity capital | 1,854,000 | 1,808,000 | 4,976,000 | 4,835,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 389,000 | 797,000 | 1,229,000 | 1,677,000 |
| Interest expense | 141,000 | 290,000 | 426,000 | 579,000 |
| Net interest income | 248,000 | 507,000 | 803,000 | 1,098,000 |
| Noninterest income | 37,000 | 80,000 | 125,000 | 208,000 |
| Noninterest expense | 339,000 | 644,000 | 933,000 | 1,323,000 |
| Provision for loan losses | 9,000 | 43,000 | 53,000 | 61,000 |
| Pretax income | -63,000 | -100,000 | -58,000 | -78,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -63,000 | -100,000 | -58,000 | -78,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,868,000 | 1,827,000 | 4,973,000 | 4,821,000 |
| Total capital | 2,049,000 | 2,042,000 | 5,196,000 | 5,051,000 |
| Risk-weighted assets | 17,667,000 | 18,276,000 | 20,910,000 | 20,731,000 |