Call reports 2025
COMMUNITY BANK OF GEORGIA — 2025
What COMMUNITY BANK OF GEORGIA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 229,616,000 | 250,565,000 | 247,180,000 | 247,629,000 |
| Total loans | 144,793,000 | 152,584,000 | 159,524,000 | 165,906,000 |
| Allowance for loan losses | 3,273,000 | 3,310,000 | 3,390,000 | 3,470,000 |
| Securities available for sale | 14,605,000 | 15,205,000 | 15,495,000 | 15,505,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,007,000 | 224,208,000 | 220,077,000 | 219,201,000 |
| Interest-bearing deposits | 174,039,000 | 191,834,000 | 187,004,000 | 184,158,000 |
| Noninterest-bearing deposits | 30,968,000 | 32,374,000 | 33,073,000 | 35,043,000 |
| Equity capital | 22,173,000 | 23,391,000 | 24,760,000 | 25,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,643,000 | 7,583,000 | 11,601,000 | 15,594,000 |
| Interest expense | 1,144,000 | 2,349,000 | 3,582,000 | 4,717,000 |
| Net interest income | 2,499,000 | 5,234,000 | 8,019,000 | 10,877,000 |
| Noninterest income | 79,000 | 163,000 | 250,000 | 342,000 |
| Noninterest expense | 1,153,000 | 2,330,000 | 3,544,000 | 4,869,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 1,350,000 | 2,917,000 | 4,500,000 | 6,050,000 |
| Income tax | 405,000 | 875,000 | 1,350,000 | 1,814,000 |
| Net income | 945,000 | 2,042,000 | 3,150,000 | 4,236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,694,000 | 24,808,000 | 25,915,000 | 26,502,000 |