Call reports 2024
COMMUNITY BANK OF GEORGIA — 2024
What COMMUNITY BANK OF GEORGIA reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 191,462,000 | 204,415,000 | 205,187,000 | 221,161,000 |
| Total loans | 111,838,000 | 120,943,000 | 124,980,000 | 133,856,000 |
| Allowance for loan losses | 2,983,000 | 3,064,000 | 3,132,000 | 3,223,000 |
| Securities available for sale | 14,781,000 | 14,876,000 | 14,991,000 | 14,279,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,612,000 | 182,918,000 | 181,648,000 | 197,400,000 |
| Interest-bearing deposits | 142,986,000 | 157,260,000 | 155,713,000 | 166,233,000 |
| Noninterest-bearing deposits | 27,626,000 | 25,658,000 | 25,935,000 | 31,167,000 |
| Equity capital | 18,909,000 | 19,851,000 | 21,124,000 | 20,942,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,189,000 | 6,449,000 | 9,807,000 | 13,290,000 |
| Interest expense | 915,000 | 2,079,000 | 3,289,000 | 4,463,000 |
| Net interest income | 2,274,000 | 4,370,000 | 6,518,000 | 8,827,000 |
| Noninterest income | 84,000 | 160,000 | 237,000 | 320,000 |
| Noninterest expense | 996,000 | 2,017,000 | 3,093,000 | 4,369,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 1,287,000 | 2,363,000 | 3,437,000 | 4,478,000 |
| Income tax | 386,000 | 709,000 | 1,027,000 | 1,336,000 |
| Net income | 901,000 | 1,654,000 | 2,410,000 | 3,142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,011,000 | 21,849,000 | 22,605,000 | 22,750,000 |