Call reports 2023
COMMUNITY BANK OF GEORGIA — 2023
What COMMUNITY BANK OF GEORGIA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 188,667,000 | 184,886,000 | 185,714,000 | 193,443,000 |
| Total loans | 106,863,000 | 109,177,000 | 110,379,000 | 113,946,000 |
| Allowance for loan losses | 2,539,000 | 2,622,000 | 2,698,000 | 2,753,000 |
| Securities available for sale | 16,583,000 | 16,401,000 | 15,456,000 | 15,422,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,625,000 | 167,181,000 | 167,000,000 | 173,788,000 |
| Interest-bearing deposits | 146,295,000 | 141,779,000 | 139,611,000 | 145,119,000 |
| Noninterest-bearing deposits | 25,330,000 | 25,402,000 | 27,389,000 | 28,669,000 |
| Equity capital | 16,008,000 | 16,740,000 | 17,219,000 | 18,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,410,000 | 5,109,000 | 7,898,000 | 10,857,000 |
| Interest expense | 321,000 | 869,000 | 1,569,000 | 2,374,000 |
| Net interest income | 2,089,000 | 4,240,000 | 6,329,000 | 8,483,000 |
| Noninterest income | 84,000 | 160,000 | 240,000 | 319,000 |
| Noninterest expense | 946,000 | 1,896,000 | 2,867,000 | 3,826,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 1,152,000 | 2,354,000 | 3,477,000 | 4,676,000 |
| Income tax | 346,000 | 703,000 | 1,036,000 | 1,391,000 |
| Net income | 806,000 | 1,651,000 | 2,441,000 | 3,285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,186,000 | 19,031,000 | 19,820,000 | 20,109,000 |