Call reports 2022
COMMUNITY BANK OF GEORGIA — 2022
What COMMUNITY BANK OF GEORGIA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 187,717,000 | 177,664,000 | 176,169,000 | 170,835,000 |
| Total loans | 101,229,000 | 97,119,000 | 102,517,000 | 105,993,000 |
| Allowance for loan losses | 2,428,000 | 2,302,000 | 2,389,000 | 2,465,000 |
| Securities available for sale | 17,018,000 | 16,339,000 | 16,958,000 | 16,847,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,301,000 | 162,565,000 | 160,923,000 | 154,959,000 |
| Interest-bearing deposits | 148,570,000 | 136,101,000 | 133,697,000 | 131,561,000 |
| Noninterest-bearing deposits | 23,731,000 | 26,464,000 | 27,226,000 | 23,398,000 |
| Equity capital | 14,688,000 | 14,747,000 | 14,502,000 | 14,989,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,770,000 | 3,582,000 | 5,593,000 | 7,889,000 |
| Interest expense | 197,000 | 381,000 | 562,000 | 761,000 |
| Net interest income | 1,573,000 | 3,201,000 | 5,031,000 | 7,128,000 |
| Noninterest income | 78,000 | 158,000 | 238,000 | 317,000 |
| Noninterest expense | 824,000 | 1,678,000 | 2,564,000 | 3,474,000 |
| Provision for loan losses | 75,000 | 158,000 | 234,000 | 309,000 |
| Pretax income | 752,000 | 1,523,000 | 2,471,000 | 3,662,000 |
| Income tax | 226,000 | 459,000 | 742,000 | 1,088,000 |
| Net income | 526,000 | 1,064,000 | 1,729,000 | 2,574,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,827,000 | 16,365,000 | 17,030,000 | 17,378,000 |