Call reports 2021
COMMUNITY BANK OF GEORGIA — 2021
What COMMUNITY BANK OF GEORGIA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 163,621,000 | 165,992,000 | 167,763,000 | 165,080,000 |
| Total loans | 97,879,000 | 98,643,000 | 99,789,000 | 99,849,000 |
| Allowance for loan losses | 1,979,000 | 2,140,000 | 2,265,000 | 2,349,000 |
| Securities available for sale | 10,129,000 | 10,282,000 | 13,157,000 | 14,011,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,877,000 | 151,061,000 | 152,428,000 | 149,640,000 |
| Interest-bearing deposits | 130,299,000 | 127,911,000 | 131,519,000 | 128,430,000 |
| Noninterest-bearing deposits | 18,578,000 | 23,150,000 | 20,909,000 | 21,210,000 |
| Equity capital | 14,169,000 | 14,724,000 | 15,061,000 | 14,984,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,521,000 | 3,191,000 | 4,890,000 | 6,489,000 |
| Interest expense | 230,000 | 435,000 | 647,000 | 851,000 |
| Net interest income | 1,291,000 | 2,756,000 | 4,243,000 | 5,638,000 |
| Noninterest income | 82,000 | 161,000 | 252,000 | 341,000 |
| Noninterest expense | 740,000 | 1,513,000 | 2,289,000 | 3,067,000 |
| Provision for loan losses | 75,000 | 225,000 | 338,000 | 416,000 |
| Pretax income | 558,000 | 1,179,000 | 1,868,000 | 2,496,000 |
| Income tax | 171,000 | 357,000 | 566,000 | 750,000 |
| Net income | 387,000 | 822,000 | 1,302,000 | 1,746,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,380,000 | 14,815,000 | 15,292,000 | 15,300,000 |
| Total capital | 15,813,000 | — | — | — |
| Risk-weighted assets | 113,997,000 | — | — | — |