Call reports 2019
COMMUNITY BANK OF GEORGIA — 2019
What COMMUNITY BANK OF GEORGIA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 99,993,000 | 109,478,000 | 126,788,000 | 138,041,000 |
| Total loans | 80,226,000 | 92,150,000 | 99,810,000 | 99,047,000 |
| Allowance for loan losses | 1,304,000 | 1,383,000 | 1,523,000 | 1,596,000 |
| Securities available for sale | 7,138,000 | 7,179,000 | 7,188,000 | 10,173,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,891,000 | 86,893,000 | 113,239,000 | 124,541,000 |
| Interest-bearing deposits | 64,839,000 | 72,655,000 | 97,648,000 | 109,135,000 |
| Noninterest-bearing deposits | 13,052,000 | 14,238,000 | 15,591,000 | 15,406,000 |
| Equity capital | 11,648,000 | 12,112,000 | 12,620,000 | 12,640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,332,000 | 2,885,000 | 4,651,000 | 6,461,000 |
| Interest expense | 228,000 | 555,000 | 959,000 | 1,424,000 |
| Net interest income | 1,104,000 | 2,330,000 | 3,692,000 | 5,037,000 |
| Noninterest income | 88,000 | 182,000 | 270,000 | 365,000 |
| Noninterest expense | 627,000 | 1,237,000 | 1,873,000 | 2,537,000 |
| Provision for loan losses | 70,000 | 130,000 | 190,000 | 250,000 |
| Pretax income | 495,000 | 1,145,000 | 1,899,000 | 2,615,000 |
| Income tax | 168,000 | 389,000 | 644,000 | 888,000 |
| Net income | 327,000 | 756,000 | 1,255,000 | 1,727,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,707,000 | 12,135,000 | 12,634,000 | 12,669,000 |
| Total capital | 12,824,000 | 13,408,000 | 13,933,000 | 14,024,000 |
| Risk-weighted assets | 89,064,000 | 101,717,000 | 103,539,000 | 108,227,000 |