Call reports 2018
COMMUNITY BANK OF GEORGIA — 2018
What COMMUNITY BANK OF GEORGIA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 78,794,000 | 75,553,000 | 84,788,000 | 91,410,000 |
| Total loans | 63,553,000 | 63,501,000 | 67,942,000 | 71,874,000 |
| Allowance for loan losses | 1,002,000 | 1,075,000 | 1,147,000 | 1,219,000 |
| Securities available for sale | 7,073,000 | 7,044,000 | 7,039,000 | 7,095,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,746,000 | 62,845,000 | 73,209,000 | 69,805,000 |
| Interest-bearing deposits | 54,788,000 | 51,224,000 | 61,568,000 | 57,285,000 |
| Noninterest-bearing deposits | 12,958,000 | 11,621,000 | 11,641,000 | 12,520,000 |
| Equity capital | 10,757,000 | 11,019,000 | 11,301,000 | 11,285,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,025,000 | 2,117,000 | 3,236,000 | 4,458,000 |
| Interest expense | 79,000 | 157,000 | 301,000 | 499,000 |
| Net interest income | 946,000 | 1,960,000 | 2,935,000 | 3,959,000 |
| Noninterest income | 62,000 | 139,000 | 238,000 | 316,000 |
| Noninterest expense | 567,000 | 1,202,000 | 1,802,000 | 2,415,000 |
| Provision for loan losses | 67,000 | 127,000 | 187,000 | 247,000 |
| Pretax income | 374,000 | 770,000 | 1,184,000 | 1,613,000 |
| Income tax | 112,000 | 231,000 | 361,000 | 507,000 |
| Net income | 262,000 | 539,000 | 823,000 | 1,106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,827,000 | 11,104,000 | 11,388,000 | 11,380,000 |
| Total capital | 11,682,000 | 11,952,000 | 12,318,000 | 12,379,000 |
| Risk-weighted assets | 68,300,000 | 67,601,000 | 74,040,000 | 79,551,000 |