Call reports 2012
COMMUNITY BANK OF GEORGIA — 2012
What COMMUNITY BANK OF GEORGIA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 68,420,000 | 66,147,000 | 65,321,000 | 71,500,000 |
| Total loans | 40,296,000 | 41,887,000 | 41,350,000 | 40,617,000 |
| Allowance for loan losses | 751,000 | 816,000 | 868,000 | 865,000 |
| Securities available for sale | 11,438,000 | 11,332,000 | 7,817,000 | 9,496,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,025,000 | 58,559,000 | 57,569,000 | 63,514,000 |
| Interest-bearing deposits | 55,194,000 | 52,745,000 | 52,620,000 | 58,899,000 |
| Noninterest-bearing deposits | 5,831,000 | 5,814,000 | 4,949,000 | 4,615,000 |
| Equity capital | 7,126,000 | 7,384,000 | 7,514,000 | 7,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 654,000 | 1,388,000 | 2,111,000 | 2,837,000 |
| Interest expense | 122,000 | 233,000 | 336,000 | 436,000 |
| Net interest income | 532,000 | 1,155,000 | 1,775,000 | 2,401,000 |
| Noninterest income | 69,000 | 152,000 | 236,000 | 351,000 |
| Noninterest expense | 443,000 | 883,000 | 1,330,000 | 1,745,000 |
| Provision for loan losses | 143,000 | 173,000 | 203,000 | 248,000 |
| Pretax income | 15,000 | 251,000 | 478,000 | 759,000 |
| Income tax | 45,000 | 85,000 | 170,000 | 270,000 |
| Net income | -30,000 | 166,000 | 308,000 | 489,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,162,000 | 7,359,000 | 7,501,000 | 7,681,000 |
| Total capital | 7,727,000 | 7,935,000 | 8,070,000 | 8,261,000 |
| Risk-weighted assets | 44,705,000 | 45,111,000 | 44,457,000 | 45,382,000 |