Call reports 2025
FARMERS BANK OF NORTHERN MISSOURI — 2025
What FARMERS BANK OF NORTHERN MISSOURI reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 533,418,000 | 533,824,000 | 539,830,000 | 567,250,000 |
| Total loans | 283,396,000 | 301,545,000 | 300,354,000 | 310,383,000 |
| Allowance for loan losses | 3,382,000 | 3,603,000 | 3,643,000 | 3,741,000 |
| Securities available for sale | 169,689,000 | 173,220,000 | 173,760,000 | 177,410,000 |
| Securities held to maturity | 1,528,000 | 1,253,000 | 1,128,000 | 1,128,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 455,222,000 | 453,162,000 | 454,027,000 | 478,770,000 |
| Interest-bearing deposits | 325,528,000 | 322,145,000 | 322,306,000 | 332,556,000 |
| Noninterest-bearing deposits | 129,694,000 | 131,017,000 | 131,721,000 | 146,214,000 |
| Equity capital | 55,803,000 | 58,420,000 | 63,395,000 | 66,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,376,000 | 13,091,000 | 19,963,000 | 26,909,000 |
| Interest expense | 2,131,000 | 4,215,000 | 6,349,000 | 8,507,000 |
| Net interest income | 4,245,000 | 8,876,000 | 13,614,000 | 18,402,000 |
| Noninterest income | 544,000 | 1,111,000 | 1,951,000 | 2,548,000 |
| Noninterest expense | 3,010,000 | 5,723,000 | 8,636,000 | 12,498,000 |
| Provision for loan losses | 138,000 | 364,000 | 417,000 | 526,000 |
| Pretax income | 930,000 | 3,244,000 | 5,827,000 | 7,270,000 |
| Income tax | 163,000 | 668,000 | 1,170,000 | 1,508,000 |
| Net income | 767,000 | 2,576,000 | 4,657,000 | 5,762,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,175,000 | 69,984,000 | 72,065,000 | 73,170,000 |