Call reports 2024
FARMERS BANK OF NORTHERN MISSOURI — 2024
What FARMERS BANK OF NORTHERN MISSOURI reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 509,683,000 | 507,479,000 | 508,688,000 | 533,137,000 |
| Total loans | 253,977,000 | 259,912,000 | 268,961,000 | 277,142,000 |
| Allowance for loan losses | 3,848,000 | 3,458,000 | 3,445,000 | 3,259,000 |
| Securities available for sale | 195,014,000 | 193,343,000 | 197,517,000 | 188,611,000 |
| Securities held to maturity | 1,615,000 | 1,615,000 | 1,621,000 | 1,621,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 421,415,000 | 430,457,000 | 426,263,000 | 453,413,000 |
| Interest-bearing deposits | 300,290,000 | 305,974,000 | 303,040,000 | 330,771,000 |
| Noninterest-bearing deposits | 121,125,000 | 124,483,000 | 123,223,000 | 122,642,000 |
| Equity capital | 49,714,000 | 51,124,000 | 56,557,000 | 53,474,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,867,000 | 11,770,000 | 17,827,000 | 23,950,000 |
| Interest expense | 1,886,000 | 4,033,000 | 6,169,000 | 8,340,000 |
| Net interest income | 3,981,000 | 7,737,000 | 11,658,000 | 15,610,000 |
| Noninterest income | 544,000 | 1,120,000 | 1,732,000 | 2,451,000 |
| Noninterest expense | 2,679,000 | 5,438,000 | 8,310,000 | 12,367,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,845,000 | 3,404,000 | 5,073,000 | 5,690,000 |
| Income tax | 352,000 | 555,000 | 902,000 | 994,000 |
| Net income | 1,493,000 | 2,849,000 | 4,171,000 | 4,696,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,707,000 | 65,811,000 | 66,883,000 | 67,408,000 |