Call reports 2023
FARMERS BANK OF NORTHERN MISSOURI — 2023
What FARMERS BANK OF NORTHERN MISSOURI reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 485,590,000 | 489,890,000 | 486,394,000 | 510,084,000 |
| Total loans | 238,800,000 | 243,529,000 | 249,071,000 | 252,571,000 |
| Allowance for loan losses | 3,855,000 | 3,857,000 | 3,864,000 | 3,769,000 |
| Securities available for sale | 210,875,000 | 199,161,000 | 188,739,000 | 198,486,000 |
| Securities held to maturity | 2,080,000 | 2,080,000 | 2,080,000 | 2,080,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 413,164,000 | 406,181,000 | 406,535,000 | 422,383,000 |
| Interest-bearing deposits | 288,191,000 | 281,492,000 | 280,802,000 | 296,249,000 |
| Noninterest-bearing deposits | 124,973,000 | 124,689,000 | 125,733,000 | 126,134,000 |
| Equity capital | 44,773,000 | 45,344,000 | 40,910,000 | 49,649,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,648,000 | 9,610,000 | 14,982,000 | 20,562,000 |
| Interest expense | 770,000 | 1,907,000 | 3,530,000 | 5,244,000 |
| Net interest income | 3,878,000 | 7,703,000 | 11,452,000 | 15,318,000 |
| Noninterest income | 532,000 | 1,042,000 | 1,629,000 | 2,210,000 |
| Noninterest expense | 2,490,000 | 4,890,000 | 7,449,000 | 11,081,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,930,000 | 3,618,000 | 5,387,000 | 6,216,000 |
| Income tax | 368,000 | 541,000 | 698,000 | 621,000 |
| Net income | 1,562,000 | 3,077,000 | 4,689,000 | 5,595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,780,000 | 62,040,000 | 63,399,000 | 63,467,000 |