Call reports 2022
FARMERS BANK OF NORTHERN MISSOURI — 2022
What FARMERS BANK OF NORTHERN MISSOURI reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 494,358,000 | 480,854,000 | 475,241,000 | 485,347,000 |
| Total loans | 210,311,000 | 218,419,000 | 229,898,000 | 239,810,000 |
| Allowance for loan losses | 3,783,000 | 3,917,000 | 3,918,000 | 3,454,000 |
| Securities available for sale | 245,863,000 | 229,341,000 | 204,180,000 | 209,156,000 |
| Securities held to maturity | 1,775,000 | 1,125,000 | 875,000 | 875,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 434,283,000 | 426,271,000 | 422,324,000 | 423,807,000 |
| Interest-bearing deposits | 296,043,000 | 295,950,000 | 290,328,000 | 298,146,000 |
| Noninterest-bearing deposits | 138,240,000 | 130,321,000 | 131,996,000 | 125,661,000 |
| Equity capital | 48,610,000 | 41,824,000 | 34,770,000 | 40,794,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,626,000 | 7,209,000 | 11,331,000 | 15,800,000 |
| Interest expense | 268,000 | 591,000 | 1,005,000 | 1,492,000 |
| Net interest income | 3,358,000 | 6,618,000 | 10,326,000 | 14,308,000 |
| Noninterest income | 527,000 | 1,192,000 | 1,790,000 | 2,304,000 |
| Noninterest expense | 2,252,000 | 4,777,000 | 7,343,000 | 10,446,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,625,000 | 2,970,000 | 4,647,000 | 6,008,000 |
| Income tax | 299,000 | 504,000 | 811,000 | 1,027,000 |
| Net income | 1,326,000 | 2,466,000 | 3,836,000 | 4,981,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,729,000 | 57,627,000 | 58,316,000 | 59,462,000 |
| Total capital | — | — | — | 62,916,000 |
| Risk-weighted assets | — | — | — | 387,312,000 |