Call reports 2021
FARMERS BANK OF NORTHERN MISSOURI — 2021
What FARMERS BANK OF NORTHERN MISSOURI reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 476,819,000 | 473,784,000 | 475,616,000 | 492,449,000 |
| Total loans | 221,064,000 | 221,839,000 | 216,341,000 | 219,777,000 |
| Allowance for loan losses | 3,756,000 | 3,764,000 | 3,784,000 | 3,782,000 |
| Securities available for sale | 206,303,000 | 220,034,000 | 216,711,000 | 234,688,000 |
| Securities held to maturity | 1,776,000 | 1,776,000 | 1,775,000 | 1,775,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 416,718,000 | 410,515,000 | 411,614,000 | 430,375,000 |
| Interest-bearing deposits | 287,688,000 | 286,465,000 | 284,932,000 | 297,088,000 |
| Noninterest-bearing deposits | 129,030,000 | 124,050,000 | 126,682,000 | 133,287,000 |
| Equity capital | 56,427,000 | 59,252,000 | 60,062,000 | 59,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,890,000 | 9,610,000 | 13,136,000 | 16,656,000 |
| Interest expense | 380,000 | 731,000 | 1,050,000 | 1,345,000 |
| Net interest income | 4,510,000 | 8,879,000 | 12,086,000 | 15,311,000 |
| Noninterest income | 532,000 | 1,152,000 | 1,714,000 | 2,354,000 |
| Noninterest expense | 2,018,000 | 4,096,000 | 6,369,000 | 9,344,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,208,000 | 6,136,000 | 7,643,000 | 8,630,000 |
| Income tax | 689,000 | 1,291,000 | 1,552,000 | 1,686,000 |
| Net income | 2,519,000 | 4,845,000 | 6,091,000 | 6,944,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,868,000 | 53,965,000 | 54,983,000 | 55,848,000 |