Call reports 2020
FARMERS BANK OF NORTHERN MISSOURI — 2020
What FARMERS BANK OF NORTHERN MISSOURI reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 378,185,000 | 408,979,000 | 423,619,000 | 456,528,000 |
| Total loans | 230,226,000 | 239,957,000 | 230,269,000 | 221,716,000 |
| Allowance for loan losses | 3,371,000 | 3,549,000 | 3,640,000 | 3,860,000 |
| Securities available for sale | 118,483,000 | 118,758,000 | 148,471,000 | 194,294,000 |
| Securities held to maturity | 3,977,000 | 3,969,000 | 3,772,000 | 3,290,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 322,910,000 | 350,984,000 | 364,594,000 | 396,367,000 |
| Interest-bearing deposits | 236,618,000 | 253,196,000 | 262,625,000 | 279,709,000 |
| Noninterest-bearing deposits | 86,292,000 | 97,788,000 | 101,969,000 | 116,658,000 |
| Equity capital | 51,376,000 | 53,521,000 | 54,846,000 | 56,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,961,000 | 7,879,000 | 11,778,000 | 15,735,000 |
| Interest expense | 585,000 | 1,114,000 | 1,590,000 | 2,005,000 |
| Net interest income | 3,376,000 | 6,765,000 | 10,188,000 | 13,730,000 |
| Noninterest income | 475,000 | 972,000 | 1,694,000 | 2,298,000 |
| Noninterest expense | 2,168,000 | 4,119,000 | 6,104,000 | 8,953,000 |
| Provision for loan losses | 212,000 | 424,000 | 635,000 | 847,000 |
| Pretax income | 1,497,000 | 3,371,000 | 5,320,000 | 6,410,000 |
| Income tax | 292,000 | 469,000 | 729,000 | 890,000 |
| Net income | 1,205,000 | 2,902,000 | 4,591,000 | 5,520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,707,000 | 47,176,000 | 48,637,000 | 49,578,000 |