Call reports 2019
FARMERS BANK OF NORTHERN MISSOURI — 2019
What FARMERS BANK OF NORTHERN MISSOURI reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 368,049,000 | 368,152,000 | 369,569,000 | 383,399,000 |
| Total loans | 226,584,000 | 231,962,000 | 233,124,000 | 232,773,000 |
| Allowance for loan losses | 2,618,000 | 2,793,000 | 3,002,000 | 3,198,000 |
| Securities available for sale | 107,450,000 | 103,804,000 | 97,776,000 | 101,224,000 |
| Securities held to maturity | 6,743,000 | 6,407,000 | 6,396,000 | 5,736,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 316,042,000 | 314,873,000 | 315,343,000 | 328,473,000 |
| Interest-bearing deposits | 236,029,000 | 232,507,000 | 234,245,000 | 243,394,000 |
| Noninterest-bearing deposits | 80,013,000 | 82,366,000 | 81,098,000 | 85,079,000 |
| Equity capital | 48,302,000 | 50,507,000 | 51,835,000 | 52,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,842,000 | 7,737,000 | 11,733,000 | 15,662,000 |
| Interest expense | 503,000 | 1,117,000 | 1,685,000 | 2,349,000 |
| Net interest income | 3,339,000 | 6,620,000 | 10,048,000 | 13,313,000 |
| Noninterest income | 463,000 | 1,002,000 | 1,488,000 | 2,211,000 |
| Noninterest expense | 2,044,000 | 4,052,000 | 6,133,000 | 8,965,000 |
| Provision for loan losses | 212,000 | 424,000 | 635,000 | 847,000 |
| Pretax income | 1,546,000 | 3,164,000 | 4,799,000 | 5,743,000 |
| Income tax | 338,000 | 585,000 | 816,000 | 955,000 |
| Net income | 1,208,000 | 2,579,000 | 3,983,000 | 4,788,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,538,000 | 45,921,000 | 47,096,000 | 47,913,000 |
| Total capital | 47,156,000 | 48,714,000 | 50,099,000 | 51,112,000 |
| Risk-weighted assets | 258,074,000 | 261,881,000 | 261,679,000 | 266,087,000 |