Call reports 2018
FARMERS BANK OF NORTHERN MISSOURI — 2018
What FARMERS BANK OF NORTHERN MISSOURI reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 384,736,000 | 375,059,000 | 367,221,000 | 388,250,000 |
| Total loans | 222,446,000 | 231,175,000 | 227,360,000 | 227,151,000 |
| Allowance for loan losses | 3,667,000 | 2,875,000 | 2,955,000 | 2,385,000 |
| Securities available for sale | 108,850,000 | 107,077,000 | 101,852,000 | 103,601,000 |
| Securities held to maturity | 9,715,000 | 9,440,000 | 9,418,000 | 8,846,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 332,262,000 | 326,402,000 | 318,021,000 | 339,596,000 |
| Interest-bearing deposits | 244,661,000 | 243,703,000 | 238,951,000 | 248,383,000 |
| Noninterest-bearing deposits | 87,601,000 | 82,699,000 | 79,070,000 | 91,213,000 |
| Equity capital | 44,331,000 | 43,779,000 | 44,882,000 | 46,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,748,000 | 7,437,000 | 11,240,000 | 15,078,000 |
| Interest expense | 521,000 | 1,047,000 | 1,546,000 | 2,043,000 |
| Net interest income | 3,227,000 | 6,390,000 | 9,694,000 | 13,035,000 |
| Noninterest income | 522,000 | 1,086,000 | 1,663,000 | 2,269,000 |
| Noninterest expense | 1,904,000 | 3,849,000 | 5,877,000 | 8,580,000 |
| Provision for loan losses | 127,000 | 1,995,000 | 2,122,000 | 2,249,000 |
| Pretax income | 1,718,000 | 1,632,000 | 3,358,000 | 4,481,000 |
| Income tax | 375,000 | 223,000 | 575,000 | 743,000 |
| Net income | 1,343,000 | 1,409,000 | 2,783,000 | 3,738,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,406,000 | 40,994,000 | 42,410,000 | 43,377,000 |
| Total capital | 44,725,000 | 43,870,000 | 45,366,000 | 45,763,000 |
| Risk-weighted assets | 265,154,000 | 265,412,000 | 260,640,000 | 263,664,000 |