Call reports 2017
FARMERS BANK OF NORTHERN MISSOURI — 2017
What FARMERS BANK OF NORTHERN MISSOURI reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 372,898,000 | 374,021,000 | 366,955,000 | 381,367,000 |
| Total loans | 215,967,000 | 220,426,000 | 224,876,000 | 227,846,000 |
| Allowance for loan losses | 3,529,000 | 3,635,000 | 3,714,000 | 3,792,000 |
| Securities available for sale | 108,857,000 | 109,980,000 | 104,259,000 | 106,417,000 |
| Securities held to maturity | 11,733,000 | 11,648,000 | 11,302,000 | 11,065,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 320,810,000 | 320,333,000 | 308,070,000 | 327,486,000 |
| Interest-bearing deposits | 239,948,000 | 238,148,000 | 233,653,000 | 246,627,000 |
| Noninterest-bearing deposits | 80,862,000 | 82,185,000 | 74,417,000 | 80,859,000 |
| Equity capital | 42,658,000 | 43,792,000 | 44,366,000 | 44,031,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,447,000 | 7,072,000 | 10,795,000 | 14,497,000 |
| Interest expense | 395,000 | 821,000 | 1,294,000 | 1,818,000 |
| Net interest income | 3,052,000 | 6,251,000 | 9,501,000 | 12,679,000 |
| Noninterest income | 484,000 | 1,000,000 | 1,527,000 | 2,176,000 |
| Noninterest expense | 2,045,000 | 3,920,000 | 5,953,000 | 8,575,000 |
| Provision for loan losses | 127,000 | 254,000 | 381,000 | 508,000 |
| Pretax income | 1,364,000 | 3,081,000 | 4,698,000 | 5,776,000 |
| Income tax | 387,000 | 888,000 | 1,346,000 | 2,023,000 |
| Net income | 977,000 | 2,193,000 | 3,352,000 | 3,753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,696,000 | 39,400,000 | 40,249,000 | 40,470,000 |
| Total capital | 41,910,000 | 42,648,000 | 43,520,000 | 43,786,000 |
| Risk-weighted assets | 280,711,000 | 259,337,000 | 261,123,000 | 264,739,000 |