Call reports 2016
FARMERS BANK OF NORTHERN MISSOURI — 2016
What FARMERS BANK OF NORTHERN MISSOURI reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 369,966,000 | 361,381,000 | 360,155,000 | 373,499,000 |
| Total loans | 218,723,000 | 222,197,000 | 222,107,000 | 217,761,000 |
| Allowance for loan losses | 3,126,000 | 3,167,000 | 3,227,000 | 3,546,000 |
| Securities available for sale | 103,606,000 | 100,950,000 | 94,158,000 | 96,102,000 |
| Securities held to maturity | 14,338,000 | 13,504,000 | 13,078,000 | 12,071,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 315,084,000 | 307,096,000 | 304,979,000 | 322,908,000 |
| Interest-bearing deposits | 239,415,000 | 233,496,000 | 232,103,000 | 245,056,000 |
| Noninterest-bearing deposits | 75,669,000 | 73,600,000 | 72,876,000 | 77,852,000 |
| Equity capital | 42,482,000 | 43,758,000 | 44,741,000 | 41,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,461,000 | 6,969,000 | 10,444,000 | 13,924,000 |
| Interest expense | 394,000 | 798,000 | 1,199,000 | 1,636,000 |
| Net interest income | 3,067,000 | 6,171,000 | 9,245,000 | 12,288,000 |
| Noninterest income | 844,000 | 1,459,000 | 2,061,000 | 2,487,000 |
| Noninterest expense | 2,234,000 | 4,295,000 | 6,294,000 | 8,868,000 |
| Provision for loan losses | 68,000 | 136,000 | 205,000 | 523,000 |
| Pretax income | 1,609,000 | 3,212,000 | 4,807,000 | 5,384,000 |
| Income tax | 601,000 | 965,000 | 1,384,000 | 1,347,000 |
| Net income | 1,008,000 | 2,247,000 | 3,423,000 | 4,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,071,000 | 39,088,000 | 40,042,000 | 38,138,000 |
| Total capital | 41,114,000 | 42,134,000 | 43,074,000 | 41,464,000 |
| Risk-weighted assets | 243,315,000 | 243,502,000 | 242,260,000 | 265,790,000 |