Call reports 2015
FARMERS BANK OF NORTHERN MISSOURI — 2015
What FARMERS BANK OF NORTHERN MISSOURI reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 337,890,000 | 329,890,000 | 333,245,000 | 347,674,000 |
| Total loans | 192,822,000 | 192,837,000 | 198,078,000 | 205,129,000 |
| Allowance for loan losses | 2,860,000 | 2,942,000 | 2,945,000 | 2,867,000 |
| Securities available for sale | 89,128,000 | 99,006,000 | 93,222,000 | 89,192,000 |
| Securities held to maturity | 17,489,000 | 16,959,000 | 16,729,000 | 15,885,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 287,708,000 | 278,733,000 | 280,173,000 | 294,974,000 |
| Interest-bearing deposits | 214,115,000 | 210,031,000 | 208,572,000 | 220,307,000 |
| Noninterest-bearing deposits | 73,593,000 | 68,702,000 | 71,601,000 | 74,667,000 |
| Equity capital | 39,046,000 | 39,596,000 | 40,810,000 | 41,237,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,978,000 | 6,150,000 | 9,284,000 | 12,496,000 |
| Interest expense | 290,000 | 580,000 | 881,000 | 1,196,000 |
| Net interest income | 2,688,000 | 5,570,000 | 8,403,000 | 11,300,000 |
| Noninterest income | 464,000 | 984,000 | 1,533,000 | 2,233,000 |
| Noninterest expense | 1,915,000 | 3,683,000 | 5,513,000 | 7,936,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,242,000 | 2,877,000 | 4,429,000 | 5,603,000 |
| Income tax | 300,000 | 666,000 | 1,130,000 | 1,450,000 |
| Net income | 942,000 | 2,211,000 | 3,299,000 | 4,153,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,748,000 | 35,794,000 | 36,656,000 | 37,283,000 |
| Total capital | 37,311,000 | 38,336,000 | 39,381,000 | 40,099,000 |
| Risk-weighted assets | 204,629,000 | 202,907,000 | 217,707,000 | 225,129,000 |