Call reports 2013
FARMERS BANK OF NORTHERN MISSOURI — 2013
What FARMERS BANK OF NORTHERN MISSOURI reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 327,434,000 | 321,960,000 | 320,276,000 | 328,853,000 |
| Total loans | 160,748,000 | 164,831,000 | 170,747,000 | 175,444,000 |
| Allowance for loan losses | 3,267,000 | 3,199,000 | 3,079,000 | 2,932,000 |
| Securities available for sale | 108,117,000 | 112,684,000 | 104,181,000 | 93,768,000 |
| Securities held to maturity | 24,467,000 | 23,761,000 | 23,347,000 | 23,050,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 278,451,000 | 272,792,000 | 274,446,000 | 283,053,000 |
| Interest-bearing deposits | 220,428,000 | 217,640,000 | 213,220,000 | 223,129,000 |
| Noninterest-bearing deposits | 58,023,000 | 55,152,000 | 61,226,000 | 59,924,000 |
| Equity capital | 38,455,000 | 35,613,000 | 35,554,000 | 36,161,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,895,000 | 5,796,000 | 8,744,000 | 11,709,000 |
| Interest expense | 427,000 | 832,000 | 1,218,000 | 1,584,000 |
| Net interest income | 2,468,000 | 4,964,000 | 7,526,000 | 10,125,000 |
| Noninterest income | 442,000 | 931,000 | 1,439,000 | 2,052,000 |
| Noninterest expense | 1,852,000 | 3,606,000 | 5,475,000 | 7,791,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,058,000 | 2,293,000 | 3,490,000 | 4,377,000 |
| Income tax | 269,000 | 607,000 | 927,000 | 1,118,000 |
| Net income | 789,000 | 1,686,000 | 2,563,000 | 3,259,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,419,000 | 31,757,000 | 32,499,000 | 33,037,000 |
| Total capital | 35,725,000 | 34,071,000 | 34,909,000 | 35,512,000 |
| Risk-weighted assets | 183,460,000 | 188,783,000 | 192,020,000 | 197,424,000 |