Call reports 2012
FARMERS BANK OF NORTHERN MISSOURI — 2012
What FARMERS BANK OF NORTHERN MISSOURI reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 324,792,000 | 319,751,000 | 315,555,000 | 343,155,000 |
| Total loans | 165,269,000 | 164,147,000 | 166,389,000 | 165,151,000 |
| Allowance for loan losses | 3,321,000 | 3,328,000 | 3,308,000 | 3,266,000 |
| Securities available for sale | 86,560,000 | 94,080,000 | 98,285,000 | 107,799,000 |
| Securities held to maturity | 23,875,000 | 25,264,000 | 25,103,000 | 24,912,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 274,185,000 | 271,396,000 | 266,345,000 | 294,307,000 |
| Interest-bearing deposits | 219,279,000 | 216,051,000 | 211,956,000 | 224,398,000 |
| Noninterest-bearing deposits | 54,906,000 | 55,345,000 | 54,389,000 | 69,909,000 |
| Equity capital | 38,882,000 | 37,205,000 | 37,974,000 | 38,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,185,000 | 6,520,000 | 9,607,000 | 12,648,000 |
| Interest expense | 550,000 | 1,072,000 | 1,557,000 | 2,010,000 |
| Net interest income | 2,635,000 | 5,448,000 | 8,050,000 | 10,638,000 |
| Noninterest income | 475,000 | 863,000 | 1,298,000 | 1,903,000 |
| Noninterest expense | 1,871,000 | 3,635,000 | 5,369,000 | 7,843,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,239,000 | 2,676,000 | 3,979,000 | 4,698,000 |
| Income tax | 347,000 | 687,000 | 1,102,000 | 1,162,000 |
| Net income | 892,000 | 1,989,000 | 2,877,000 | 3,536,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,735,000 | 31,955,000 | 32,668,000 | 32,938,000 |
| Total capital | 36,092,000 | 34,289,000 | 35,019,000 | 35,345,000 |
| Risk-weighted assets | 187,399,000 | 185,619,000 | 187,003,000 | 191,642,000 |