Call reports 2026
CITIZENS BANK, THE — 2026
What CITIZENS BANK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,574,662,000 | 1,616,832,000 |
| Total loans | 1,264,528,000 | 1,267,621,000 |
| Allowance for loan losses | 18,283,000 | 18,634,000 |
| Securities available for sale | 107,968,000 | 103,707,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 1,425,068,000 | 1,465,633,000 |
| Interest-bearing deposits | 1,232,465,000 | 1,264,552,000 |
| Noninterest-bearing deposits | 192,603,000 | 201,081,000 |
| Equity capital | 143,048,000 | 145,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 21,507,000 | 44,186,000 |
| Interest expense | 8,155,000 | 16,662,000 |
| Net interest income | 13,352,000 | 27,524,000 |
| Noninterest income | 1,947,000 | 3,925,000 |
| Noninterest expense | 7,363,000 | 15,171,000 |
| Provision for loan losses | 800,000 | 1,300,000 |
| Pretax income | 7,136,000 | 15,013,000 |
| Income tax | 1,050,000 | 2,600,000 |
| Net income | 6,086,000 | 12,413,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 144,059,000 | 147,896,000 |
| Total capital | 161,544,000 | 165,764,000 |
| Risk-weighted assets | 1,396,615,000 | 1,427,269,000 |