Call reports 2006
1ST REGENTS BANK — 2006
What 1ST REGENTS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 63,039,000 | 67,315,000 | 76,140,000 | 74,392,000 |
| Total loans | 52,031,000 | 56,402,000 | 55,526,000 | 61,617,000 |
| Allowance for loan losses | 577,000 | 622,000 | 642,000 | 750,000 |
| Securities available for sale | 6,208,000 | 5,919,000 | 5,929,000 | 6,655,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,780,000 | 50,652,000 | 62,061,000 | 60,061,000 |
| Interest-bearing deposits | 36,434,000 | 42,041,000 | 50,622,000 | 51,559,000 |
| Noninterest-bearing deposits | 13,346,000 | 8,611,000 | 11,439,000 | 8,502,000 |
| Equity capital | 9,969,000 | 10,165,000 | 10,639,000 | 10,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,108,000 | 2,365,000 | 3,710,000 | 5,161,000 |
| Interest expense | 351,000 | 770,000 | 1,293,000 | 1,890,000 |
| Net interest income | 757,000 | 1,595,000 | 2,417,000 | 3,271,000 |
| Noninterest income | 20,000 | 42,000 | 62,000 | 81,000 |
| Noninterest expense | 485,000 | 976,000 | 1,513,000 | 2,203,000 |
| Provision for loan losses | 40,000 | 85,000 | 105,000 | 213,000 |
| Pretax income | 252,000 | 576,000 | 861,000 | 936,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 252,000 | 576,000 | 861,000 | 936,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,262,000 | 10,586,000 | 10,871,000 | 10,994,000 |
| Total capital | 10,839,000 | 11,208,000 | 11,513,000 | 11,744,000 |
| Risk-weighted assets | 56,395,000 | 60,738,000 | 63,342,000 | 67,000,000 |
Machine access — free, no API key
Every figure shown here about 1ST REGENTS BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.