Call reports 2004
1ST REGENTS BANK — 2004
What 1ST REGENTS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 43,592,000 | 51,620,000 | 52,280,000 | 54,562,000 |
| Total loans | 31,021,000 | 32,718,000 | 37,826,000 | 41,181,000 |
| Allowance for loan losses | 420,000 | 444,000 | 469,000 | 494,000 |
| Securities available for sale | 5,007,000 | 10,685,000 | 10,702,000 | 9,582,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,113,000 | 37,703,000 | 36,448,000 | 39,002,000 |
| Interest-bearing deposits | 22,123,000 | 22,598,000 | 21,450,000 | 24,739,000 |
| Noninterest-bearing deposits | 13,990,000 | 15,105,000 | 14,998,000 | 14,263,000 |
| Equity capital | 7,253,000 | 7,084,000 | 7,502,000 | 7,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 628,000 | 1,340,000 | 2,145,000 | 3,013,000 |
| Interest expense | 123,000 | 258,000 | 409,000 | 576,000 |
| Net interest income | 505,000 | 1,082,000 | 1,736,000 | 2,437,000 |
| Noninterest income | 15,000 | 31,000 | 47,000 | 62,000 |
| Noninterest expense | 347,000 | 752,000 | 1,133,000 | 1,861,000 |
| Provision for loan losses | 76,000 | 100,000 | 125,000 | 150,000 |
| Pretax income | 97,000 | 261,000 | 552,000 | 515,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 97,000 | 261,000 | 552,000 | 515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,193,000 | 7,162,000 | 7,452,000 | 7,416,000 |
| Total capital | 7,613,000 | 7,606,000 | 7,921,000 | 7,910,000 |
| Risk-weighted assets | 36,113,000 | 38,898,000 | 41,911,000 | 46,524,000 |
Machine access — free, no API key
Every figure shown here about 1ST REGENTS BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.